Rhode Island Insurance Adjuster Exam

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Prepare for the Rhode Island Insurance Adjuster Exam with multiple-choice questions and detailed explanations. Enhance your readiness and confidence for the exam!

Each practice test/flash card set has 50 randomly selected questions from a bank of over 500. You'll get a new set of questions each time!

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Who should a person contact if they have a complaint regarding a claim?

The insurance company
The Department of Business Regulation
A legal advisor
The Better Business Bureau

The correct answer is: The Department of Business Regulation

Contacting the Department of Business Regulation is the appropriate step for someone who has a complaint regarding a claim. This department is responsible for overseeing and regulating insurance practices within the state, ensuring that insurance companies adhere to relevant laws and regulations. They can provide assistance in resolving disputes, investigating complaints, and ensuring that consumers' rights are protected. While contacting the insurance company may seem like a logical first step, the Department of Business Regulation serves as an impartial entity that can intervene if a resolution is not achieved directly with the insurance provider. Legal advisors and the Better Business Bureau can offer additional avenues for assistance, but they do not have the regulatory authority or specific expertise in insurance matters that the Department of Business Regulation does, making it the best choice for consumers facing issues with their claims.